After-the-Event (ATE) Insurance

Adverse Costs/Security for Costs

The risk of having to pay the opponent’s costs in the event of unsuccessful litigation or arbitration can be prohibitive for many claimants. Some good cases are not pursued due to fear that adverse costs can double, triple or more a litigant’s overall financial exposure in the event they lose. Other cases are frustrated when the defendants are granted an order to compel the claimant to provide security for their costs.

In both instances, ATE insurance can provide an indemnity to cover the claimant’s potential exposure to their opponent’s costs and, where required, the policy can be used as a means to providing adequate security for costs, either directly or indirectly underpinning a separate financial guarantee in favour of the opponent. These arrangements can help a claimant to avoid needing to pay large sums of money into court.

Own Disbursements (Expenses)

Most insurers will consider providing cover for Own Disbursements, which can include expert costs and court/tribunal fees.

Premium Options

There are several ways in which premiums can typically be structured, depending on the type of case and the limit of cover required. TheJudge have been specialists for over 20 years in negotiating premium options to meet the needs of our clients specific circumstances.